We built Discloser because disclosures still go out by hand.
Automation for the disclosure desk, built alongside the lenders who run one.
Count the hands on a single disclosure. A loan officer decides the file is ready and emails someone. A processor opens it, checks the fields, fixes what's missing, and preps the package. Somebody reviews it. Somebody else actually sends it. Then a fee changes or a rate locks, and the same chain runs again, from scratch, for the same loan. None of those steps are hard. There are just a lot of them, on every loan, every time something moves. That's why the desk caps how much a lender can close. Discloser takes the hands out of it. The initial Loan Estimate and every change of circumstance after it go out on their own, off the data already in the file.
What Discloser does
Discloser runs off the data already in your LOS. The initial Loan Estimate goes out the same day the file is ready. When something on the loan changes, the redisclosure triggers on its own and goes out the same day. A pipeline view shows every loan against its compliance clock, so nothing runs out of time without anyone noticing.
Who's building it
Two founders who have spent years building mortgage technology. We know the systems a disclosure desk depends on because we built products that plugged into them. What we have not done is work at a lender, so we are not going to tell you we have lived your job. We are learning it the only way that counts, sitting with the people who do it and building against what we actually see.